We understand that merely having a rich product basket is not enough for our valued clients. What clients really need is a holistic platform for an entire family (or an organisation) to record, report & manage a comprehensive portfolio of holdings into multiple financial products. We are proud to offer the following highly acclaimed services to our clients.
Investment Planning
Investment Planning is the process of identifying your financial goals and making a strategy to achieve them. Investment planning starts with assessing your financial goals and making a list of your goals and ends with investment and regular portfolio monitoring. A good investment plan will make your investment journey less stressful and give you financial freedom.
It will help you generate income, budget expenses, and minimize tax. Moreover, investment planning also ensures financial security and safety for you and your family.
Steps for Investment Planning
Step 1: Identify your financial goals. The first step in investment planning is to identify the financial goals for which you want to invest.
Step 2: Assessing your current financial preparedness. ...
Step 3: Check your risk appetite. ...
Step 4: Create a diversified investment portfolio.
Step 5: Monitor your portfolio. ...
Health Insurance Planning
We at GM Finology Financial Services can help you select a top health insurance plan that meets your healthcare requirements. You can compare & select the best health plan for yourself and your family that will cover medical expenses, including pre-& post-hospitalization expenses, day care expenses, coronavirus treatment, critical illness hospitalization, etc., depending on your preference and budget.
Mentioned below are a few tips that you can consider while selecting the best health insurance plan:
- Choose an Adequate Sum Insured Amount.
- Choose the Right Coverage Type.
- Check the Pre-existing Disease Waiting Period.
- Pick an Insurer with a High Claim Settlement Ratio.
- Smooth Claim Settlement Process.
Life Insurance Planning
Insurance is your Safety Guard – having the right insurance at the right amount protects you and your family from unforeseen events and provides a baseline financial cushion.
Life Cover for Family’s Protection (Term Plan)
Build financial backup & secure family’s future by choosing a “Term insurance plan”. Suitable for someone who wishes to ensure adequate financial backup is available to the family in case of his/her untimely death.
- High Life Cover at low premiums
- Return of Premium
- Tax Benefit
HOW INSURANCE WORKS
Insurance is a contract, or policy, that protects against unexpected financial losses and emergencies. In an insurance agreement, the insurer, or insurance company, guarantees payment for a future event in exchange for a premium paid by the insured, or policyholder.
Retirement Planning
Retirement planning is a planning that ensures a secure financial future post-retirement. In India, it involves investing regularly in retirement plans to build a substantial corpus for steady payments after retirement.
Early planning helps maintain your lifestyle and financial independence. Identify your financial goals and estimate future expenses and income. We are use the retirement calculator to understand how much you need to grow your wealth before you retire. Also, we are use the pension calculator to identify the pension amount needed to serve your needs.
Child’s Education Planning
With proper planning, GM Finology Financial Services can provide your child with the right plan that can help build your child's future. Your child may want to pursue a career path of their choice.
It is important that you are financially prepared to help your child achieve their aspirations.
Child’s Marriage Planning
With proper planning, GM Finology Financial Services can provide your child with the right plan that can help build your child's future. Your child may want to pursue a career path of their choice.
It is important that you are financially prepared to help your child achieve their aspirations.
NPS (National Pension System)
NPS was introduced by the Central Government to help the individuals have income in the form of pension to take care of their retirement needs.
The Pension Fund Regulatory and Development Authority (PFRDA) regulates and administers NPS under the PFRDA Act, 2013.
NPS is a market-linked defined contribution scheme that helps you save for your retirement. The scheme is simple, voluntary, portable and flexible. It is one of the most efficient ways of boosting your retirement income and saving tax. It allows you to plan for a financially secure retirement with systematic savings in a planned way.
LAS (Loan Against Securities)
Why redeem units when the loan is easily available?
Application for Loans against securities to be made online through E-Wealth Account. The loan sanction status is updated within minutes, and the loan amount is disbursed in no time.
Leverage your investment portfolio, held in both demat and non-demat form, to unlock the full potential of your investments while avoiding unscheduled redemptions and sale of investments. Liquidating your portfolio in an unplanned manner will negatively impact the returns due to possible unfavourable market prices and upfront tax liabilities, all of which ends up causing financial losses to investors and thus, impacts Goal Based investments that the investor may be looking forward to. The LAS - Term Loan product introduced by NJ Capital provides a very quick, convenient way of availing finance against securities held in your account, while still retaining ownership and riding the upside of being invested in the stock market.
